What to Do After a Car Accident During THE COVID-19 Pandemic

car accident during the COVID-19
PMR Law

Even with all the measures in place to stop the COVID-19 outbreak, there are so-called essential businesses and people that need to go on with their lives. This means that there are still plenty of people on the road – many of whom are incredibly distracted either from worrying about their family or health or by the panic caused by social media. This results in auto accidents. In fact, studies have shown that the pandemic has significantly altered driving behavior, leading to an increase in reckless driving and, subsequently, a rise in car accidents.

Essential workers or anyone who is injured in an accident due to conditions caused by COVID-19 can incur high bills for medical care. Combined with a temporary or permanent inability to work, the impact can have devastating effects. In some cases, the injury can be fatal, leaving the victim’s family members to deal with the consequences. Essential workers, in particular, face heightened risks due to the stress and fatigue associated with their roles during the pandemic. This combination of stress and the urgent need to travel quickly can lead to a higher incidence of accidents.

Let’s combine this with the growing number of essential workers rushing to their cars, SUVs, and vans trying to get to their destinations (such as ambulances urgently transporting the sick and injured to hospitals), and this leads to an increased risk for accidents to occur. According to recent car accident statistics, there has been a noticeable spike in accidents involving essential workers, highlighting the need for increased safety measures.

How Has COVID-19 Impacted Driving Behavior and Accident Rates?

The pandemic has brought about significant changes in driving patterns and behavior. With fewer cars on the road during lockdowns, some drivers began to speed more frequently, leading to more severe accidents when crashes occurred. Moreover, the anxiety and stress related to the pandemic have caused distractions that contribute to an increase in accidents. Understanding these behavioral changes is crucial in addressing the surge in car accidents during this period.

The Increased Risk for Essential Workers: Car Accidents During The COVID-19

Essential workers, including healthcare professionals, delivery drivers, and first responders, have faced unique challenges on the road during the pandemic. The urgency of their work, coupled with the stress of the pandemic, has led to a rise in fatigue-related accidents. For example, many healthcare workers have reported feeling exhausted after long shifts, which can impair their driving abilities and increase the likelihood of accidents.

What to Do If You’re in a Car Accident During The COVID-19

Should you get medical attention or go to a hospital after an accident during the COVID-19 outbreak? Should you avoid it? What if you do not receive medical attention?

Here are some of the steps you should take after being in an auto accident:

1. Should I go to the Emergency Room after a car accident during the COVID-19 pandemic?

After a car accident during this outbreak, evaluate your need for emergency treatment with the impact it will have on health services and the risk you will be exposed to by being in a place that has a high potential for contagion. If you are bleeding, have broken bones, suffered a head injury, or are in considerable pain, the Emergency Room is the right choice. It is important to consider that emergency rooms are still open and equipped to handle such injuries, even during the pandemic. Avoid delaying treatment, as this could negatively impact both your health and your insurance claim.

On the other hand, if you are injured and do not go to the Emergency Room, it is still important that you get medical treatment within the first few days after the crash. Not only is it vital to your health – you may be seriously hurt and do not know it yet – but if you wait too long, the insurance company can use this against you. Waiting too long, even because of COVID-19 measures, can affect your case.

2. What do I do if I don’t go to the Emergency Room after a car accident during the COVID-19 outbreak? What are my options?

Consider going to an emergency clinic, an orthopedic clinic, or your primary doctor. If they require appointments, make one immediately, and keep a record of when you requested it and when it was given. A doctor must determine what type of treatment you require as soon as possible. Find a local healthcare provider that has implemented good filtering mechanisms. For example: Are staff members taking patients’ temperature upon arrival at the clinic?

Some medical providers, including primary doctors, physical therapists, and orthopedists, are offering telemedicine options. Telemedicine has become a critical tool during the pandemic, allowing patients to receive medical evaluations and treatment recommendations remotely. This not only reduces the risk of exposure but also ensures that your injuries are documented in a timely manner. This means that after being injured, you can see a medical provider via video conferences like FaceTime or Zoom, and avoid the risk of exposure.

Document your efforts to obtain treatment! Given the high demand for healthcare services during the pandemic, there may be delays in getting appointments. It’s important to document all attempts to seek medical care, as this information could be crucial if you need to support your injury claim later.

3. Is it critical to get treatment immediately after a car accident during the COVID-19? Can I wait a few weeks?

Do not wait. It is important to get prompt and consistent medical treatment while you are in pain. In Houston,  Texas, the injured party bears the burden of proving the existence of his or her injuries. The best way to do this is to get immediate medical care for such injuries. Otherwise, you may end up not receiving the compensation you deserve. Immediate treatment also helps establish a clear link between the accident and your injuries, which is essential for your insurance claim.

Don’t hesitate to get specialized care. If you have pain in your back, neck, or joints, and that has not improved after a few days, you may need to be referred to an orthopedist or other certified specialist as soon as possible. Time is of the essence. Health professionals are on the “essential business” list, so they will be open.

4. I was told that I am under a curfew. Can I leave the house to get medical treatment after an accident?

Even when a curfew or stay-at-home order is in effect, an injured person is always allowed to leave their home for medical treatment. It’s important to know that curfews and lockdowns typically include exemptions for medical emergencies, so you should not hesitate to seek care if you are injured.

5. Is the insurance claim during COVID-19 handled in the same way as before?

Yes, during the pandemic, claim submissions work as normal. Make sure your healthcare providers have your health plan information. It will then be determined how your medical bills will be presented during the claim process. However, be aware that some insurance companies may try to exploit the pandemic by delaying claims or offering lower settlements. It’s essential to stay vigilant and consult with a legal professional if you encounter any issues. DO NOT trust the insurance company when they tell you they will pay your medical bills – at least not without reading the fine print. That is where some hidden details can be found that the insurer may be trying to conceal.

6. I am still confused over some issues. Who can I call for answers?

If you still have questions or concerns about how coronavirus can affect your injury claim, call us for a free case evaluation. It doesn’t hurt to contact us. We are happy to help you. You can contact us 24/7 at 832-626-3879, by chat, or by filling out a contact form.

FAQs

Should I contact a lawyer after a car accident during the COVID-19 pandemic?

Yes, consulting with a lawyer can help you navigate the complexities of filing a claim during the pandemic, especially if you encounter delays or other issues with insurance companies.

What if I can’t get an appointment with a doctor right away?

Document all your attempts to seek medical care and follow up as needed. This documentation can be crucial for your claim.
WE ARE AVAILABLE TO HELP YOU AND WORK FOR OUR CUSTOMERS DURING THIS CRISIS. 

If you or someone you know has been injured in a car accident, don’t let the COVID-19 quarantine prevent you from getting justice. PMR Law is operating at full capacity, and we continue to fight for our clients, using technology and proprietary software to get the job done. Call 832-626-3879 or contact us for a free case evaluation.

PMR Law is considered one of the Best Law Firms of America, by Rue Ratings. Several of our attorneys have been given the honor of being named Super Lawyers by Thomson Reuters. The American Institute of Personal Injury Attorneys has named our attorneys 10 Best in Client Satisfaction. Speaking of personal injury, Attorney and Practice Magazine awarded our attorneys with Top 10 Personal Injury Attorney distinctions. The National Trial Lawyers have named three of our attorneys as Top 100 attorneys. The Academy of Attorneys has named two of our attorneys as Top 40 Under 40. Our attorneys have been recognized as Best Attorneys of America, by Rue Ratings. PMR Law is a proud member of the Multi-Million Dollar Advocate Forum.